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Synchrony Financial (SYF)

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51.57 -0.29 (-0.56%)
At close: 4:00 PM EDT
51.57 0.00 (0.00%)
After hours: 5:00 PM EDT
Loading Chart for SYF
DELL
  • Previous Close 51.86
  • Open 51.45
  • Bid 50.17 x 800
  • Ask 51.68 x 1200
  • Day's Range 51.22 - 51.95
  • 52 Week Range 27.30 - 52.67
  • Volume 2,583,489
  • Avg. Volume 3,377,476
  • Market Cap (intraday) 20.382B
  • Beta (5Y Monthly) 1.61
  • PE Ratio (TTM) 7.20
  • EPS (TTM) 7.16
  • Earnings Date Oct 16, 2024
  • Forward Dividend & Yield 1.00 (1.93%)
  • Ex-Dividend Date Aug 5, 2024
  • 1y Target Est 55.35

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, jewelry, pets, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

www.synchrony.com

20,000

Full Time Employees

December 31

Fiscal Year Ends

Recent News: SYF

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Performance Overview: SYF

Trailing total returns as of 10/7/2024, which may include dividends or other distributions. Benchmark is

.

YTD Return

SYF
37.43%
S&P 500
19.42%

1-Year Return

SYF
80.61%
S&P 500
32.20%

3-Year Return

SYF
11.69%
S&P 500
30.53%

5-Year Return

SYF
80.74%
S&P 500
92.95%

Compare To: SYF

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Statistics: SYF

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Valuation Measures

Annual
As of 10/4/2024
  • Market Cap

    20.50B

  • Enterprise Value

    --

  • Trailing P/E

    7.24

  • Forward P/E

    9.15

  • PEG Ratio (5yr expected)

    1.63

  • Price/Sales (ttm)

    1.48

  • Price/Book (mrq)

    1.43

  • Enterprise Value/Revenue

    2.56

  • Enterprise Value/EBITDA

    --

Financial Highlights

Profitability and Income Statement

  • Profit Margin

    34.23%

  • Return on Assets (ttm)

    2.62%

  • Return on Equity (ttm)

    20.77%

  • Revenue (ttm)

    8.78B

  • Net Income Avi to Common (ttm)

    2.95B

  • Diluted EPS (ttm)

    7.16

Balance Sheet and Cash Flow

  • Total Cash (mrq)

    18.63B

  • Total Debt/Equity (mrq)

    --

  • Levered Free Cash Flow (ttm)

    --

Research Analysis: SYF

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Earnings Per Share

Consensus EPS
 

Revenue vs. Earnings

Revenue 2.02B
Earnings 643M
 

Analyst Recommendations

  • Strong Buy
  • Buy
  • Hold
  • Underperform
  • Sell
 

Analyst Price Targets

37.00 Low
55.35 Average
51.57 Current
62.00 High
 

Company Insights: SYF

Research Reports: SYF

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  • Raising target price to $54.00

    SYNCHRONY FINANCIAL has an Investment Rating of BUY; a target price of $54.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of Medium.

    Rating
    Price Target
     
  • Lowering target price to $53.00

    SYNCHRONY FINANCIAL has an Investment Rating of BUY; a target price of $53.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of Medium.

    Rating
    Price Target
     
  • Raising target price to $54.00

    SYNCHRONY FINANCIAL has an Investment Rating of BUY; a target price of $54.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of Medium.

    Rating
    Price Target
     
  • Lowering target price to $51.00

    SYNCHRONY FINANCIAL has an Investment Rating of BUY; a target price of $51.000000; an Industry Subrating of Low; a Management Subrating of Medium; a Safety Subrating of Medium; a Financial Strength Subrating of High; a Growth Subrating of High; and a Value Subrating of Medium.

    Rating
    Price Target
     

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