With the holiday shopping season right around the corner, many Americans are considering bringing in extra cash. Empowered Planning founder Shinobu Hindert joins Wealth! to discuss her top tips for picking up a side hustle.

"You can start by just assessing your skills and what you're interested in and consider seasonal work. This is a great time of year for that," Hindert tells Yahoo Finance. The author and financial educator notes that there are increased openings for retail jobs and restaurant staff around the holidays, which could be great options for seasonal work.

In addition, she points to pet and house-sitting opportunities as many travel for the holidays.

For those who pick up side work to bring in extra money, Hindert emphasizes the importance of setting up a budget. She also recommends setting up a separate savings account for money to be set aside in and avoid going "overboard" on spending.

Hindert notes that it takes Americans about five to six months on average to pay off the credit card debt accumulated during the holiday season: "So if you are going to add extra expenses like these buy now, pay later options, set a limit on that."

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This post was written by Melanie Riehl