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Amex Blue Cash Everyday Card review: Earn solid rewards in common categories

Jess Ullrich
Updated 6 min read

The right cashback rewards card can help you offset the cost of your regular spending, especially if it offers bonus rewards for certain purchases.

If you’re looking to add a new cashback credit card to your wallet, the Blue Cash Everyday® Card from American Express could be worth a look. This card offers big rewards in popular spending categories — including U.S. supermarkets — and several other perks you don’t commonly see.

Here’s what to know about the Blue Cash Everyday Card from American Express, its features, benefits, potential drawbacks, and more.

In this article:

Blue Cash Everyday® Card from American Express

Rates & fees, terms apply
  • Annual fee
    $0
  • Welcome offer
    Earn a $200 statement credit after spending $2,000 within the first 6 months
  • Card type(s)
    Cash-back
  • Introductory Purchases APR
    0% on purchases for 15 months
  • Ongoing Purchases APR
    18.74%-29.74% Variable
  • Introductory Balance Transfer APR
    0% on balance transfers for 15 months
  • Ongoing Balance Transfer APR
    18.74%-29.74% Variable
  • Recommended credit score
    Excellent, Good
  • Rewards rate
    • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
    • 3% cash back on U.S. online retail purchases (on up to $6,000 per year in purchases, then 1%)
    • 3% cash back at U.S. gas stations (on up to $6,000 per year in purchases, then 1%)
    • 1% cash back on all other purchases
    • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or on Amazon.com at checkout
  • Benefits
    • 0% intro APR on purchases and balance transfers for the first 15 months
    • Get a $7 monthly statement credit after spending $9.99 or more on a streaming subscription to the Disney Bundle, plus earn up to $15 in monthly statement credits after purchasing a Home Chef subscription
Learn more

Cardholders can get two recurring statement credits with partner services:

  • $7 monthly credit for Disney Bundle streaming subscriptions over $9.99.

  • Monthly credit of up to $15 for a qualifying Home Chef meal kit membership Terms apply, enrollment required

Taking advantage of those credits could save you more than $260 a year.

When you pay for a rental car using your card and decline the company’s collision damage waiver, your card will provide secondary rental car collision and theft coverage. In the event of loss or damage, you’ll need to file a claim with your primary insurer first. That said, the secondary coverage could fill any gaps your primary insurance won’t cover.

Eligibility and Benefit level varies by card. Terms, conditions, and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

With the Blue Cash Everyday Card, you can access Amex Offers and Experiences. These programs let you earn extra rewards on certain purchases and access exclusive events and ticket presales.

This card offers its highest earning rate (3%) in three common categories: U.S. supermarkets, gas stations, and online retailers. Heavy spending in those areas will help you maximize your rewards with this card.

However, there is a spending cap: You’ll only earn 3% back on the first $6,000 spent in each of those bonus categories every year. After that, you’ll get 1% back on these purchases.

All other expenses will also net you 1% back on the Blue Cash Everyday. You won’t earn rewards on balance transfers or cash advances, though.

While many families can maximize this card’s bonus categories, redemption options are more limited than some competitors. You can redeem the rewards earned with this card for statement credits or Amazon purchases. There’s no minimum redemption amount, though you will need to link your card to your Amazon account to use your rewards for merchandise.

The Amex Blue Cash Everyday Card is best for those seeking a cashback card offering no annual fee and generous rewards. While many competitors offer earnings rates from 1% to 2%, this card will net you 3% back in its top earning categories. What’s more, it’s bonus earnings at supermarkets, gas stations, and online retailers are common expenses for most, making it easy for many families to maximize their rewards.

This card also has a 0% introductory APR offer for 15 months, making it a good choice if you’re making a large purchase soon or want to transfer high-interest debt and pay it off. After the intro rate expires, the regular APR kicks in.

Check out all the best Amex cards

Blue Cash Everyday® Card from American Express
Rates & fees, terms apply
Learn more

  • Generous cash-back earnings

  • No annual fee

  • Introductory APR for both purchases and balance transfers

  • Can earn welcome offer

  • Statement credits available

  • Foreign transaction fee of 2.7%

  • Earnings caps of $6,000 apply in bonus categories

  • Late payment fees of up to $40 apply

American Express cards are less widely accepted globally than cards on the Visa or Mastercard networks. Despite this, they can be used for most purchases in the United States. Amex indicates that it has a 99% acceptance rate in the U.S., so you can feel confident that your card will work no matter where you’re traveling within the country.

If you plan to use your card abroad, be mindful of its 2.7% foreign transaction fee. Acceptance rates will likely be lower as well. Consider using an alternative card with no foreign transaction fee for international purchases.

You can contact American Express customer service by phone at 1-800-528-4800 24 hours a day, 7 days a week. You can also sign into your Amex account for assistance or visit the FAQ page.

If the Blue Cash Everyday Card doesn’t sound like the best choice for you, consider other top rewards cards that could be a good addition to your wallet.

Blue Cash Preferred® Card from American Express

Rates & fees, terms apply
  • Annual fee
    $0 intro annual fee for the first year, then $95.
  • Welcome offer
    Earn a $250 statement credit after spending $3,000 in eligible purchases in the first 6 months
  • Card type(s)
    Cash-back, Rewards
  • Introductory Purchases APR
    0% on purchases for 12 months
  • Introductory Balance Transfer APR
    0% on balance transfers for 12 months
  • Ongoing Balance Transfer APR
    18.74%-29.74% Variable
  • Ongoing Purchases APR
    18.74%-29.74% Variable
  • Recommended credit score
    Excellent,Good
  • Rewards rate
    • 6% cash back at U.S. supermarkets (on up to $6,000 in purchases annually, then earn 1%)
    • 6% cash back on select U.S. streaming subscriptions
    • 3% cash back on transit and U.S. gas stations
    • 1% cash back on all other purchases
    • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout
  • Benefits
    • Get a 0% APR on purchases and balance transfers for the first 12 months
    • Receive a monthly statement credit of $7 when you spend $9.99 or more each month on an auto-renewing Disney Bundle subscription (valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S.)
    • Get a $0 annual fee for the first year, then $95 annually after that
Learn more

Why we like it: If you prefer to maximize rewards on your grocery spending, the Blue Cash Preferred might be a better option. As a cardholder, you’ll earn 6% back at U.S. supermarkets and on select streaming services, 3% back at U.S gas stations and on transit purchases, and 1% back on everything else. New card members can also benefit from the generous introductory APR on new purchases and balance transfers (see rates and fees, terms apply.)

Capital One Quicksilver Cash Rewards Credit Card

  • Annual fee
    $0
  • Welcome offer
    Earn a $200 cash bonus after spending $500 within the first 3 months
  • Card type(s)
    Cash-back
  • Purchase APR
    19.99% - 29.99% variable
  • Introductory APR
    0% intro APR on purchases and balance transfers for 15 months, then variable 19.99% - 29.99% APR
  • Recommended credit score
    Good, Excellent
  • Rewards rate
    • 5% cash back on hotels and rental cars booked through Capital One Travel
    • 1.5% cash back on all other purchases
  • Benefits
    • 0% intro APR on purchases and balance transfers for the first 15 months
    • No foreign transaction fees
Learn more

Why we like it: If you’d rather not track spending categories, the Capital One Quicksilver could be a good alternative. This card offers a straightforward rewards structure: Get 1.5% unlimited cash back on all purchases made with your card. New cardholders can also earn a $200 bonus after making $500 worth of qualifying purchases in the first three months.

The Capital One Quicksilver card has no annual fee and a 0% introductory APR on purchases and balance transfers for 15 months.

Capital One SavorOne Cash Rewards Credit Card

  • Annual fee
    $0
  • Welcome offer
    Earn $200 cash back after spending $500 on purchases in the first 3 months
  • Card type(s)
    Cash-back, Rewards
  • Purchase APR
    19.99% - 29.99% variable
  • Introductory APR
    0% intro APR on purchases and balance transfers for 15 months, then variable 19.99% - 29.99% APR
  • Recommended credit score
    Good, Excellent
  • Rewards rate
    • 8% cash back on Capital One Entertainment purchases
    • 5% cash back on hotels and rental cars booked through Capital One Travel
    • 3% cash back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target)
    • 1% cash back on all other purchases
  • Benefits
    • Get a 0% APR on purchases and balance transfers for the first 15 months
    • No foreign transaction fees
Learn more

Why we like it: If you’re a fairly frequent traveler who enjoys dining out, the Capital One SavorOne Cash Rewards Card is worth considering. As a cardholder, you’ll earn 5% cash back on rental car and hotel bookings through Capital One Travel, 3% back on dining, entertainment, select streaming services, and grocery stores, and 1% back on everything else.

Apart from its generous rewards, this card has no annual fee and a lengthy introductory APR on purchases and balance transfers.

This article was edited by Alicia Hahn

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