The difference between “high end of middle class” and “low end of the top 5%” varies widely from state to state. That’s according to a GOBankingRates analysis of the U.S. Census Bureau’s American Community Survey for 2022, the most recent year available.

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Making the jump in North Carolina requires nearly $118,000 more in annual income – the largest disparity in the U.S. That’s based on the Tar Heel State’s minimum figure to crack the top 5% ($250,000 a year) minus its top figure to still qualify as middle class ($132,372 a year). The average member of the top 5% club in North Carolina brings in $429,071 annually, compared to the state’s median annual income of just over $66,000.

Maryland has the smallest gap between middle class and top 5% at about $53,000 a year.

To define “middle class,” GBR used the Pew Research Center’s definition: two-thirds to double the average income of a given area.

Here’s our state-by-state list, including median household income, earning ranges for middle class, lowest figure for the top 5% and average income for the top 5%.

Also see the line between middle class and upper middle class in every state.

Alabama

• Median household income: $59,609

• Low end of middle-class income: $39,735

• High end of middle-class income: $119,218

• Lowest income to be considered top 5%: $220,548

• Gap between high end of middle class and low end of top 5%: $101,330

• Average income for the top 5%: $370,977

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Alaska

• Median household income: $86,370

• Low end of middle-class income: $57,574

• High end of middle-class income: $172,740

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $77,260

• Average income for the top 5%: $424,278

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Arizona

• Median household income: $72,581

• Low end of middle-class income: $48,382

• High end of middle-class income: $145,162

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $104,838

• Average income for the top 5%: $435,414

Arkansas

• Median household income: $56,335

• Low end of middle-class income: $37,553

• High end of middle-class income: $112,670

• Lowest income to be considered top 5%: $210,755

• Gap between high end of middle class and low end of top 5%: $98,085

• Average income for the top 5%: $377,043

California

• Median household income: $91,905

• Low end of middle-class income: $61,264

• High end of middle-class income: $183,810

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $66,190

• Average income for the top 5%: $613,602

Colorado

• Median household income: $87,598

• Low end of middle-class income: $58,393

• High end of middle-class income: $175,196

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $74,804

• Average income for the top 5%: $507,181

Connecticut

• Median household income: $90,213

• Low end of middle-class income: $60,136

• High end of middle-class income: $180,426

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $69,574

• Average income for the top 5%: $656,438

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Delaware

• Median household income: $79,325

• Low end of middle-class income: $52,878

• High end of middle-class income: $158,650

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $91,350

• Average income for the top 5%: $442,860

Florida

• Median household income: $67,917

• Low end of middle-class income: $45,273

• High end of middle-class income: $135,834

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $114,166

• Average income for the top 5%: $476,546

Georgia

• Median household income: $71,355

• Low end of middle-class income: $47,565

• High end of middle-class income: $142,710

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $107,290

• Average income for the top 5%: $455,439

Hawaii

• Median household income: $94,814

• Low end of middle-class income: $63,203

• High end of middle-class income: $189,628

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $60,372

• Average income for the top 5%: $500,183

Idaho

• Median household income: $70,214

• Low end of middle-class income: $46,805

• High end of middle-class income: $140,428

• Lowest income to be considered top 5%: $234,748

• Gap between high end of middle class and low end of top 5%: $94,320

• Average income for the top 5%: $402,743

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Illinois

• Median household income: $78,433

• Low end of middle-class income: $52,283

• High end of middle-class income: $156,866

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $93,134

• Average income for the top 5%: $503,970

Indiana

• Median household income: $67,173

• Low end of middle-class income: $44,778

• High end of middle-class income: $134,346

• Lowest income to be considered top 5%: $223,312

• Gap between high end of middle class and low end of top 5%: $88,966

• Average income for the top 5%: $381,422

Iowa

• Median household income: $70,571

• Low end of middle-class income: $47,043

• High end of middle-class income: $141,142

• Lowest income to be considered top 5%: $228,362

• Gap between high end of middle class and low end of top 5%: $87,220

• Average income for the top 5%: $386,152

Kansas

• Median household income: $69,747

• Low end of middle-class income: $46,493

• High end of middle-class income: $139,494

• Lowest income to be considered top 5%: $239,514

• Gap between high end of middle class and low end of top 5%: $100,020

• Average income for the top 5%: $415,875

Kentucky

• Median household income: $60,183

• Low end of middle-class income: $40,118

• High end of middle-class income: $120,366

• Lowest income to be considered top 5%: $215,866

• Gap between high end of middle class and low end of top 5%: $95,500

• Average income for the top 5%: $380,726

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Louisiana

• Median household income: $57,852

• Low end of middle-class income: $38,564

• High end of middle-class income: $115,704

• Lowest income to be considered top 5%: $226,420

• Gap between high end of middle class and low end of top 5%: $110,716

• Average income for the top 5%: $384,432

Maine

• Median household income: $68,251

• Low end of middle-class income: $45,496

• High end of middle-class income: $136,502

• Lowest income to be considered top 5%: $234,090

• Gap between high end of middle class and low end of top 5%: $97,588

• Average income for the top 5%: $396,205

Maryland

• Median household income: $98,461

• Low end of middle-class income: $65,634

• High end of middle-class income: $196,922

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $53,078

• Average income for the top 5%: $540,934

Massachusetts

• Median household income: $96,505

• Low end of middle-class income: $64,330

• High end of middle-class income: $193,010

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $56,990

• Average income for the top 5%: $617,199

Michigan

• Median household income: $68,505

• Low end of middle-class income: $45,665

• High end of middle-class income: $137,010

• Lowest income to be considered top 5%: $241,528

• Gap between high end of middle class and low end of top 5%: $104,518

• Average income for the top 5%: $406,657

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Minnesota

• Median household income: $84,313

• Low end of middle-class income: $56,203

• High end of middle-class income: $168,626

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $81,374

• Average income for the top 5%: $476,290

Mississippi

• Median household income: $52,985

• Low end of middle-class income: $35,320

• High end of middle-class income: $105,970

• Lowest income to be considered top 5%: $194,721

• Gap between high end of middle class and low end of top 5%: $88,751

• Average income for the top 5%: $333,597

Missouri

• Median household income: $65,920

• Low end of middle-class income: $43,942

• High end of middle-class income: $131,840

• Lowest income to be considered top 5%: $233,270

• Gap between high end of middle class and low end of top 5%: $101,430

• Average income for the top 5%: $404,080

Montana

• Median household income: $66,341

• Low end of middle-class income: $44,223

• High end of middle-class income: $132,682

• Lowest income to be considered top 5%: $230,670

• Gap between high end of middle class and low end of top 5%: $97,988

• Average income for the top 5%: $411,205

Nebraska

• Median household income: $71,722

• Low end of middle-class income: $47,810

• High end of middle-class income: $143,444

• Lowest income to be considered top 5%: $236,656

• Gap between high end of middle class and low end of top 5%: $93,212

• Average income for the top 5%: $420,169

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Nevada

• Median household income: $71,646

• Low end of middle-class income: $47,759

• High end of middle-class income: $143,292

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $106,708

• Average income for the top 5%: $449,872

New Hampshire

• Median household income: $90,845

• Low end of middle-class income: $60,557

• High end of middle-class income: $181,690

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $68,310

• Average income for the top 5%: $485,660

New Jersey

• Median household income: $97,126

• Low end of middle-class income: $64,744

• High end of middle-class income: $194,252

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $55,748

• Average income for the top 5%: $613,494

New Mexico

• Median household income: $58,722

• Low end of middle-class income: $39,144

• High end of middle-class income: $117,444

• Lowest income to be considered top 5%: $215,617

• Gap between high end of middle class and low end of top 5%: $98,173

• Average income for the top 5%: $353,104

New York

• Median household income: $81,386

• Low end of middle-class income: $54,252

• High end of middle-class income: $162,772

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $87,228

• Average income for the top 5%: $621,301

Learn More: How Much Money Is Needed To Be Considered Middle Class in Every State?

North Carolina

• Median household income: $66,186

• Low end of middle-class income: $44,120

• High end of middle-class income: $132,372

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $117,628

• Average income for the top 5%: $429,071

North Dakota

• Median household income: $73,959

• Low end of middle-class income: $49,301

• High end of middle-class income: $147,918

• Lowest income to be considered top 5%: $246,904

• Gap between high end of middle class and low end of top 5%: $98,986

• Average income for the top 5%: $418,541

Ohio

• Median household income: $66,990

• Low end of middle-class income: $44,656

• High end of middle-class income: $133,980

• Lowest income to be considered top 5%: $235,112

• Gap between high end of middle class and low end of top 5%: $101,132

• Average income for the top 5%: $403,750

Oklahoma

• Median household income: $61,364

• Low end of middle-class income: $40,905

• High end of middle-class income: $122,728

• Lowest income to be considered top 5%: $219,482

• Gap between high end of middle class and low end of top 5%: $96,754

• Average income for the top 5%: $377,724

Oregon

• Median household income: $76,632

• Low end of middle-class income: $51,083

• High end of middle-class income: $153,264

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $96,736

• Average income for the top 5%: $448,649

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Pennsylvania

• Median household income: $73,170

• Low end of middle-class income: $48,775

• High end of middle-class income: $146,340

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $103,660

• Average income for the top 5%: $454,639

Rhode Island

• Median household income: $81,370

• Low end of middle-class income: $54,241

• High end of middle-class income: $162,740

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $87,260

• Average income for the top 5%: $453,192

South Carolina

• Median household income: $63,623

• Low end of middle-class income: $42,411

• High end of middle-class income: $127,246

• Lowest income to be considered top 5%: $233,194

• Gap between high end of middle class and low end of top 5%: $105,948

• Average income for the top 5%: $408,138

South Dakota

• Median household income: $69,457

• Low end of middle-class income: $46,300

• High end of middle-class income: $138,914

• Lowest income to be considered top 5%: $222,099

• Gap between high end of middle class and low end of top 5%: $83,185

• Average income for the top 5%: $392,724

Tennessee

• Median household income: $64,035

• Low end of middle-class income: $42,686

• High end of middle-class income: $128,070

• Lowest income to be considered top 5%: $234,549

• Gap between high end of middle class and low end of top 5%: $106,479

• Average income for the top 5%: $418,421

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Texas

• Median household income: $73,035

• Low end of middle-class income: $48,685

• High end of middle-class income: $146,070

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $103,930

• Average income for the top 5%: $464,859

Utah

• Median household income: $86,833

• Low end of middle-class income: $57,883

• High end of middle-class income: $173,666

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $76,334

• Average income for the top 5%: $463,437

Vermont

• Median household income: $74,014

• Low end of middle-class income: $49,338

• High end of middle-class income: $148,028

• Lowest income to be considered top 5%: $249,743

• Gap between high end of middle class and low end of top 5%: $101,715

• Average income for the top 5%: $405,333

Virginia

• Median household income: $87,249

• Low end of middle-class income: $58,160

• High end of middle-class income: $174,498

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $75,502

• Average income for the top 5%: $531,035

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Washington

• Median household income: $90,325

• Low end of middle-class income: $60,211

• High end of middle-class income: $180,650

• Lowest income to be considered top 5%: $250,000+

• Gap between high end of middle class and low end of top 5%: $69,350

• Average income for the top 5%: $544,518

West Virginia

• Median household income: $55,217

• Low end of middle-class income: $36,808

• High end of middle-class income: $110,434

• Lowest income to be considered top 5%: $197,767

• Gap between high end of middle class and low end of top 5%: $87,333

• Average income for the top 5%: $329,620

Wisconsin

• Median household income: $72,458

• Low end of middle-class income: $48,301

• High end of middle-class income: $144,916

• Lowest income to be considered top 5%: $233,991

• Gap between high end of middle class and low end of top 5%: $89,075

• Average income for the top 5%: $403,055

Wyoming

• Median household income: $72,495

• Low end of middle-class income: $48,325

• High end of middle-class income: $144,990

• Lowest income to be considered top 5%: $229,463

• Gap between high end of middle class and low end of top 5%: $84,473

• Average income for the top 5%: $407,646

Methodology: For this piece, GOBankingRates used the U.S. Census Bureau’s 2022 American Community Survey to learn the median household income, lowest limit to be considered top 5%, and the average income of the top 5% for every state. To determine the range for “middle class,” we use the Pew Research Center’s definition of two-thirds to double the income of a given area. All data was collected on and is up to date as of Sept. 10, 2024.

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This article originally appeared on GOBankingRates.com: How Wide Is the Gap Between the Middle Class and the Top 5% in Every State?